Posted by Ralph on January 17, 2012

The next evolution of mobile phones, almost

We love this video, its totally ‘tongue in cheek’ but nicely done. I don’t suppose it will be too long before phones are as thin as a piece of cardboard and can easily have enough capacity for a camera, HD video, mobile banking, and, if you really must, making calls.

Posted by Ralph on September 26, 2011

Inside The Handbag

These days everybody appreciates the importance of the right accessories. Whether it is a belt, a bag, or a hat getting it right is what sets the vanguard apart from the also-rans. Colour, fabric and of course design are key to this, but there is more to this art than simply matching the rest of your outfit – an accessory must also match your lifestyle.

Lifestyle accessories go far beyond fashion. Sure the clothes you wear are an important step, but to win at this game you have to go deeper than that. Lifestyle is the 360-degree picture, the full spectrum, all encompassing mis-en-scene. It covers your house, your car and even your finances.

Talking about money may be the epitome of boorishness, however it is one of those background things you just have to get right. Just like with choosing the best hat, the secret to picking your financial partners is two-fold: know who’s hot, but take time to shop around and look for the next in thing yourself.

Everyone needs a current account these days, there is no arguing about that. It is amazing though that such an important thing as choosing the right one is something that so many people never give a decent amount of thought to. You wouldn’t go out with just any handbag, so why do jus that with the cards that you will be carrying inside it?

Matching a bank account to your lifestyle may take a little time, but it is not rocket science. The important thing to remember is practicality, you want something that you can live with, week in, week out, that is not going to cause you pain. It could be better to avoid that big label in favour of something more suited to you.

Many people have become accustomed to not paying monthly fees for their bank accounts. On the surface this would seem to be the smart move financially, but dig a little deeper and this may not actually be the best proposition value wise.  For example the ‘extra benefit’ offering from Ulster Bank current accounts collection include mobile phone insurance, discounts on travel bookings and interest free overdrafts.

Posted by Ralph on July 27, 2011

Tailor Made

This advert for RBS Coutts harks back to a golden age of sartorial elegance. Clothes maketh the man is the message here – and the man that is being constructed here is presumably meant to be the quintessential City gentleman banker. RBS Coutts are trying to distinguish themselves in so-called ‘alternative investments‘ such as art, antiques and fine wine, and you would certainly expect an expert on any of those things to be immaculately turned out before you handed them your life savings.